Taking advantage of Portugal 2030 incentives is an excellent opportunity for companies to grow and innovate. However, frontloading funds can be crucial for the timely implementation of projects. It is precisely here that the PT2030 Guarantees Fomento Line, managed by Banco Português de Fomento, stands out as a fundamental support for companies in mainland Portugal.
With a Global Allocation of €1,000,000,000, this line aims to provide technical guarantees for companies with projects already approved and with incentive from the Managing Authorities or Regional Programs of the Mainland, within the scope of Portugal 2030. The main objective is to allow the anticipation of up to 40% of the approved incentive, at no cost to companies.
Who can benefit?
This line is intended for Companies with operations approved in the following Portugal 2030 Incentive Systems:
- System of Incentives for Business Competitiveness
- Research and Development Incentive System
- Territorial-Based Incentive System
- Incentive System for Climate and Energy Transition
In addition, beneficiary companies must:
- Develop activity in mainland territory, with eligible CAE;
- Have the situation regularized with the Tax Authority, Social Security, Banking System and other public entities with powers to support Companies;
- Comply with the requirements defined in the Disclosure Document (available for consultation and download at the bottom of the Banco Portuguese de Fomento page).
How to request your Technical Warranty?
The process is simple: companies with a project approved under WP2030 can apply for a Technical Guarantee from a Mutual Guarantee Society (SGM).
Main Features of the PT2030 Guarantees Promotion Line:
- Type of Operations: Technical guarantees provided in favour of Companies with projects approved under PT2030.
- Maximum Guarantee Amount per Company:
- Up to 40% of the approved incentive (until December 31, 2025);
- Up to 25% of the approved incentive (as of January 1, 2026).
- In both cases, the maximum limit is 1.5 million euros, provided that the limit per single company of 2.25 million euros, provided for in the de Minimis Regulation, is met.
- Warranty Term: Up to 36 months from the date of payment of the advance, or until 31 December 2029, whichever occurs first.
- Percentage of Guarantee: 100%.
- Guarantee Commission: There is the possibility of a full subsidy, subject to the available State aid ceiling. Companies are also exempt from securities custody fees if the securities account is used exclusively for holding SGM shares.
- Adherence to Mutualism: The beneficiary companies must acquire, until the date of provision of the guarantee, SGM shares in the amount of up to 2% of the value of the guarantee to be provided, thus adhering to the mutualism. These shares can be resold to SGM (or whoever it indicates) at par value, once the legal requirements are met and the guarantee has ended.
- Aid Scheme: Support granted under the Community de Minimis Aid Scheme.
Strategic Support for the Execution of Projects
The PT2030 Guarantees Promotion Line represents a valuable tool for Portuguese companies looking to optimize the financial management of their projects approved under Portugal 2030. By allowing the anticipation of a significant part of the incentive without associated costs, this line facilitates the execution of investments, boosting competitiveness, innovation and sustainable transition.
If your company has a project approved in PT2030 and seeks to anticipate its incentive, this line may be the ideal solution.